Don't Pay Top Dollar: How to Negotiate Better Insurance Rates

Insurance rates can add hundreds or even thousands of dollars to your new car's purchase price. But with a few savvy tactics, you can negotiate better rates and save big.

• Come prepared by researching the average insurance costs for your vehicle and location.
• Don't assume that higher coverage levels always mean lower premiums – consider the level of liability coverage needed.
• Look into bundling other services, like home or renters insurance, to get a discount.

Find More Affordable Options Without Sacrificing Quality

Want a new car that's not only affordable but also reliable and safe? Explore more options by considering older models, certified pre-owned vehicles, or even a used car with some TLC.

• Certified Pre-Owned (CPO) vehicles have been inspected and certified by the manufacturer or dealership, often offering better warranties than new cars.
• Older models can still be reliable and safe, but look for ones that are in good condition and come with a warranty or service history.
• Used cars can be just as great as new ones – just make sure to research the market value and have any necessary repairs done before driving away.