Kiva

Kiva is a non-profit organization that provides small loans to people in developing countries. The organization was founded in 2005 by co-founders Todd Mitchell, Cassie Young, Leah Hays, Lauren McFall, Heather O'Sullivan, and Chris Lewis. Microfinance has been around for decades, but Kiva's approach is unique in its use of technology and social entrepreneurship to reach underserved communities. By providing access to capital and training, Kiva helps individuals improve their economic prospects and lift themselves out of poverty. The lending platform allows users to apply for loans online or through the mobile app, with a focus on small businesses and community development projects. Kiva has provided over $1 billion in loans since its inception and has helped millions of people gain access to credit. In addition to providing financial services, Kiva also invests in social impact initiatives such as education, healthcare, and environmental sustainability. The organization works closely with local partners to identify opportunities for growth and development.