Every homeowner wants their appliances to be covered in case something goes wrong. However, did you know that home warranty expense coverage can sometimes surprise you? This article will delve into the complex issue of who covers the expense of a home warranty in a house purchase and provide guidance on how to navigate this process.

So, who covers home warranty expense? Well, it depends on your location and the specific terms of your insurance policy. In general, most home warranties cover repairs or replacements for major appliances, such as refrigerators, dishwashers, and washing machines, under certain conditions. However, some policies may not cover smaller issues, like leaky faucets or loose baseboards.

So how do you determine who covers your expense? Start by checking your insurance policy documents to see what's included and excluded from coverage. You can also contact the provider directly to ask about their policy terms and conditions. It's essential to understand what is covered under your warranty, as this will help you avoid any unexpected costs.

Finally, it's crucial to note that some states have specific laws and regulations governing home warranties. For example, California has laws requiring home warranty providers to provide a certain level of coverage for certain appliances. It's essential to research these laws in your area to ensure you're getting the most out of your insurance policy.