As a homeowner, it's essential to understand the risks of water damage and how to protect your investment. Water damage can lead to costly repairs, even with a home warranty in place.
Home warranties are insurance policies that cover the repair or replacement of covered items, such as appliances and systems, when they fail due to normal wear and tear. However, water damage can be a unique case.
Water damage in homes can occur through various means, including leaks from pipes, appliances, or roofs. Leaks can occur due to worn-out seals, faulty connections, or underlying issues with the water supply system.
Identifying signs of water damage requires a thorough inspection and attention to detail. Look for visible signs such as water stains, warping, or discoloration on walls, floors, and ceilings.
Home warranty insurance typically covers repairs or replacements of covered items due to normal wear and tear. However, it may not cover damages caused by water damage. For example, a leak from a pipe under the sink might be covered, but the actual water damage might require separate coverage.
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