Home Warranty Regulations In Illinois - Daily Hawker

As a homeowner in Illinois, you're likely to have insurance coverage for your home. However, it's not always clear what exactly is covered under this type of insurance.

This is where the Home Warranty (HW) program comes in. The HW system was introduced by MetLife, which took over as the insurer in 2013. It's designed to provide protection for homes with systems that need maintenance or repairs.

What Is Covered Under a Home Warranty Program?

A home warranty program typically covers repairs and replacements of major home systems, including:

• Plumbing fixtures and appliances
• Electrical systems
• HVAC (heating, ventilation, and air conditioning) systems
• Roofing and exterior walls
• Garage door installation and repair

Navigating Home Warranty Regulations In Illinois

To navigate the home warranty program effectively, you should:

1. Read your policy carefully to understand what's covered and what's not.
2. Contact the insurer directly with questions or concerns about your specific system.
3. Use online resources such as MetLife's website to find answers to common questions.
4. Consider hiring a licensed contractor if you're unsure about how to repair or replace something.

Frequently Asked Questions About Home Warranty Programs In Illinois

Some frequently asked questions include:

• What is the minimum coverage period for home warranties in Illinois?
• Can I cancel or terminate my home warranty at any time?
• How do I file a claim for a warranty-related issue?
• Can I purchase a home warranty through other companies besides MetLife?

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