Credit: https://katebeavis.com/home-warranty-vs-home-insurance/
Key differences:
Home warranty repair costs vary widely depending on the type of appliance or system and the extent of the damage. According to a study by the American Society of Home Inspectors, the average cost of home warranty repairs is around $500-$1,000 per year for small appliances like refrigerators and stoves.
Home insurance repair costs can be significantly higher, ranging from $5,000 to $20,000 or more per claim, depending on the type of damage and the level of coverage.