What is Home Insurance and How Does it Work?

Home insurance is a type of protection that covers your home and its contents against various risks such as theft, fire, and natural disasters. It's usually offered by the landlord or property manager when you rent out your place, but for first-time home buyers, it might not be necessary.

What is Home Warranty and How Does it Work?

Home warranty is a protection that covers major home repairs and replacements for parts and labor. It's usually purchased by homeowners when they buy their first home, as it can save them from costly repairs and renovations down the line.

Differences Between Home Insurance and Home Warranty

Home insurance provides liability coverage, which is essential for protecting you against potential lawsuits or damages to others. On the other hand, home warranty focuses on covering specific parts of your home's structure and systems.