Home Warranty Services: What You Need to Know

Home warranty services provide financial protection against unexpected repairs and replacements for major home systems, appliances, and components. They can help you avoid costly surprises and stress caused by maintenance and repair expenses.

• Examples of covered items include plumbing, HVAC, electrical, and appliance failures
• Typically covers parts and labor, not materials or labor
• Premium policies can provide additional coverage for specialized systems, such as pools and spas

Home Insurance Services: Protecting Your Home and Assets

Home insurance services offer financial protection against damage or loss to your home due to various perils, such as theft, fire, or natural disasters. They can help you recover from unexpected events and minimize financial losses.

• Examples of covered perils include theft, fire, windstorms, floods, and other covered hazards
• Policies typically have a deductible, which is the amount you must pay before the insurance company starts paying
• Maintenance and repair costs are not usually covered under standard home insurance policies