A home warranty is a contract between you and an insurance company that covers the repair or replacement of certain major appliances, systems, and components in your home. It can help protect you against costly repairs and replacements.
Learn more about choosing a home warrantyChoosing the Right Home Warranty for You
Before selecting a home warranty, consider your budget and what you need coverage for. Will you be replacing the HVAC system or plumbing? Are there specific appliances that need to be covered (e.g., refrigerator, oven)? Research different providers to find one that meets your needs and budget.
Look into the provider's reputation and customer service. Check online reviews, ask for referrals from friends or family members, and read testimonials to get a sense of their quality of work and responsiveness in case you need help with repairs or replacements.
How to Select the Right Home Warranty
Research several home warranty providers, such as Allstate Home Warranty, American Home Shield, or Total Home. Each provider has its unique features, pricing, and coverage options. Make a list of pros and cons for each company.
Compare the costs of different home warranties to find one that fits your budget. Consider not only the premium cost but also the level of coverage and the quality of workmanship. Ask about discounts for bundling multiple services or purchasing a longer warranty period.