What is a Home Warranty?

A home warranty is a contract between you and an insurance company that covers the maintenance and repairs of your home's major systems, such as the plumbing, electrical, and HVAC. It provides financial protection against costly repairs and replacements.

Types of Home Warranties

There are several types of home warranties available, including: * Basic: Covers minor repairs and replacements * Standard: Covers major repairs and replacements * Premium: Covers extensive repairs and replacements * Additional Services: Includes additional services like appliance installation and energy audits.

Key Factors to Consider

When choosing a home warranty, consider the following factors: * Cost: Calculate the cost per year of coverage and compare it to other options * Coverage Limits: Check what's covered under each warranty and ensure you're not left with unmet needs * Network: Research the insurance company's network and reputation * Customer Support: Evaluate the level of customer support available in case of claims.