} padding: 10px; p { } color: #00698f; h1 { } margin: 20px; font-family: Arial, sans-serif; body { /* Add some basic styling to our article */

Home Warranties - What You Need To Know

When it comes to protecting your investment in your home, having a comprehensive home warranty is crucial. A home warranty provides financial protection against unexpected repairs and replacements of major home systems and appliances.

To put it into perspective, a typical home warranty can cover up to 90% of the cost of repairs or replacement, with some plans offering as much as 100%. This means that if you need to replace your air conditioning unit or roof, you can budget for these expenses without breaking the bank.

But what exactly do home warranties include? Typically, they cover a wide range of items, such as plumbing, electrical work, HVAC systems, and major appliances. Some plans may also include coverage for pest control, termite damage, and water backup. It's essential to review your policy carefully before purchasing to ensure it meets your specific needs.

Types Of Home Warranties

Premier Home Warranty: This is one of the most popular home warranty options, offering comprehensive coverage for major systems and appliances. Their plans range from $300 to $500 per year, depending on the level of protection.
HomeGuard: This plan provides 100% credit towards repair or replacement costs, with no deductible or limits on coverage. They also offer a 30-day money-back guarantee.

Choosing The Right Home Warranty For You

When selecting a home warranty provider, consider the following factors:

Cost: What is your budget for coverage? Some plans may be more expensive than others.
Coverage limits and exclusions: Make sure you understand what's covered and what's not.
Deductibles and limits of liability: What are the requirements to avoid paying a deductible or exceed a certain limit?

Taking the time to research and carefully review your policy can help ensure that you're protected and financially secure with your home warranty. Always consult with a licensed insurance professional if you have any questions or concerns.

https://www.theunstitchd.com/decor/home-warranties-what-you-need-to-know/