Understanding Common Home Warranty Claims
a home warranty is a contract between you, the homeowner, and an insurance company that covers maintenance and repairs to your home's major systems, appliances, and fixtures. When you purchase a home warranty, you pay premiums for coverage, and in return, you're entitled to certain benefits and services.
Types of Common Home Warranty Claims
- Leakage and water damage from appliances and fixtures
- Failure or malfunctioning of HVAC systems, furnaces, and boilers
- Repairs to plumbing systems, including pipes, fixtures, and appliances
- Maintenance and repair of electrical systems, including wiring, outlets, and lighting
How to Resolve Common Home Warranty Claims
"If your home warranty claim is approved, you'll receive a written estimate from the contractor or repair service provider for the work to be done. You can then review the estimate and contact our team if you have any questions or concerns," says Jane Smith, homeowner in Virginia.