Common Home Warranty Claims In Virginia: What You Need To Know

The home warranty claims process in Virginia can be complex and time-consuming, but understanding the basics will help you navigate this process with confidence.

Virginia has a relatively low average cost for homeowners when it comes to home warranties. According to data from the National Association of Home Builders (NAHB), the average annual cost of a new single-family home in Virginia is around $83,000. However, this can vary widely depending on factors such as location, size, and age of the property.

Factors That Can Affect Your Home Warranty Claim

• Faults caused by normal wear and tear are usually covered under standard warranty terms.
• Causes related to maintenance, repairs, or improvements not covered by the warranty can lead to additional fees.
• If your home is being sold as a result of a warranty claim, you may be liable for any costs associated with repairs or replacements.

When filing a home warranty claim in Virginia, it's essential to document all damage or issues thoroughly. Take photos and videos of the problem area, and keep records of any correspondence with the insurance company or service provider.

Avoiding Common Home Warranty Claims Mistakes

• Keep detailed records of all maintenance, repairs, and replacements performed on your home. This will help you track expenses and provide evidence for future claims if necessary.
• Don't assume that a warranty claim is covered simply because it's listed in your policy documents. Review the contract carefully to understand what is included and excluded.
• Be aware of any additional fees or charges that may be imposed by the insurance company or service provider, such as emergency response fees or travel costs.

By understanding the common home warranty claims in Virginia, you can take steps to protect yourself and your finances. Remember to keep accurate records and follow the warranty contract carefully to ensure a smooth claim process.