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What You Need To Know About Home Warranty Coverage

The concept of home warranty coverage dates back to the early 20th century, when it was first introduced as a way for homeowners to protect their property from costly repairs and replacements. Over time, the concept has evolved, and today's home warranties are designed to provide comprehensive protection against a wide range of issues that may arise in a homeowner's home.

Home warranties typically come with a set period, usually 12 or 24 months, after which you must either repair or replace the damaged item yourself, or pay for the repairs out of pocket. Some warranties may also have limitations on what is covered, such as wear and tear or normal maintenance issues.

Who Can Purchase Home Warranty Coverage?

Home warranty coverage is typically purchased by homeowners who want to protect themselves against costly repairs and replacements in the long run. It's also a popular option for renters who don't have equity in their homes, as it can provide financial protection against unexpected expenses.

However, home warranties are not suitable for everyone. They may not cover situations such as damage caused by natural disasters, theft, or intentional acts. Additionally, some people may be able to afford to cover these costs themselves through emergency funds or insurance policies.

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