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Home Warranty Facts To Know - Whatthehellz
The concept of home warranty has gained significant attention in recent years due to the rising costs associated with maintenance and repair services. A home warranty is an insurance policy that covers certain expenses related to maintaining and repairing a household's property, including major repairs and replacements.
Types of Home Warranties
- Normal Warranty: Covers standard wear and tear on appliances and fixtures for a specific period (usually 1-5 years).
- Maintenance-Based Warranty: Covers routine maintenance and repairs, but does not include major replacements or upgrades.
- Extended Warranty: Provides additional coverage beyond the normal warranty period, often at an extra cost.
Benefits of Home Warranties
Home warranties can provide several benefits, including:
- Freedom from surprise repair costs: With a home warranty, you'll be covered for unexpected repairs, reducing financial stress.
- Convenience: Many warranties come with 24/7 claims processing and coverage for a wide range of services.
- Protection against costly repairs: Home warranties can help prevent costly replacements or upgrades due to wear and tear.
Things to Consider When Purchasing a Home Warranty
Before purchasing a home warranty, consider the following factors:
- Warranty length: Choose a policy that covers your specific needs and lasts for an extended period.
- Coverage limits: Ensure the policy includes adequate coverage for major repairs and replacements.
- Premiums: Higher premiums often come with higher benefits, but may not be necessary for all households.
https://whatthehellz.com/home-warranty-facts-to-know/