Are Electrical Components Ineligible For A Home Warranty?

When it comes to home warranties, many homeowners wonder if certain electrical components are eligible for coverage. The answer is not a simple yes or no. In this article, we'll explore the different types of electrical components that may be covered under a home warranty and what factors determine their eligibility.

What Types Of Electrical Components Are Covered?

• Lighting fixtures: Most standard lighting fixtures are eligible for coverage, including overhead lighting, table lamps, and floor lamps. However, if you have a custom or high-end fixture with unique features, it may not be covered.
• Wiring and circuits: The National Electric Code (NEC) recommends that homeowners cover the wiring and circuits in their homes for electrical system integrity. This includes the main circuit panel, breakers, and any additional wiring or circuit components.

However, there are some exceptions to consider. For example:

Hazardous Electrical Components

Some electrical components may be ineligible for coverage due to safety hazards. These include:

1. Arc welders and arc extinguishers: While these devices are used in the electrical trade, they can pose a risk of fire or injury if not properly maintained.
2. Circuit breakers and fuses that have been damaged or tampered with: If you've experienced a power outage due to faulty equipment, it's essential to replace the damaged components instead of relying on coverage.

It's also worth noting that some components may not be eligible for coverage if they were installed before the home warranty was purchased or are no longer under warranty. In these cases, you'll need to contact your supplier or manufacturer for guidance on how to proceed.

Closing Notes

In conclusion, while standard electrical components like lighting fixtures and wiring may be eligible for coverage, there are exceptions and considerations to keep in mind. By understanding the types of components that may be covered or ineligible, you can make informed decisions about your home's electrical system and warranty obligations.

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