Home warranties typically cover a wide range of components, but some may be ineligible for coverage. This is especially true when it comes to electrical components.
Reasons Electrical Components May Not Be Eligible
- Electrical components can pose a significant safety risk if not installed or maintained properly, which may lead to costly repairs.
- Some electrical components, such as those containing lithium batteries, may be regulated by government agencies and have specific requirements for inspection and testing.
- Home warranties often exclude coverage for components that are deemed "high-risk" or " hazardous," including electrical components like circuit breakers and fuse boxes.
When to Choose a Home Warranty Service
While home warranties may exclude certain types of electrical components, there are situations where you might still want to purchase one. If your home is old or has been poorly maintained, consider hiring a licensed electrician to inspect and repair any electrical issues before purchasing a warranty.