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To get the most out of your homeowner's insurance, it's essential to understand what is covered and what is not.

• Coverage for damage from windstorms, hail, and lightning can be up to $100,000 or more per occurrence.
• Coverage for earthquake damage can range from $1,000 to $100,000 or more per occurrence.
• Basement flood insurance is often required by lenders if you live in a high-risk area and have a basement.

To increase your coverage and protect yourself against costly damages, consider the following tips:

1. Make sure to review your policy carefully and understand what is covered and what is not.
2. Take photos of your home and property before they are damaged or destroyed.
3. Keep important documents such as receipts for repairs and maintenance, and copies of insurance policies in a safe place.

Closing tips: Research local insurance companies that specialize in homeowner's insurance to find the best rates and coverage options for your specific needs. Contact ACHTUP.com today to get started on finding the perfect policy for you and your family!

https://www.atchuup.com/homeowner-insurance-advice/