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A home warranty is a contract between you, the homeowner, and an insurance company that covers specific costs associated with maintaining or repairing your home. This type of protection can provide financial peace of mind, especially during a period of high maintenance costs.

• a typical home warranty covers repairs and replacements for major systems such as HVAC, plumbing, electrical, roofing, and appliances
• it also may include coverage for pest control and mold remediation
• many warranties come with a 1- or 5-year coverage period, after which time the policy must be renewed

One of the key benefits of buying a home warranty is that it can help homeowners budget for unexpected expenses. By having a fund in place to cover these costs, homeowners can avoid financial stress and stay on top of their maintenance needs.

Why Buy a Home Warranty?

According to the American Society of Home Inspectors (ASHI), 1 in 5 homebuyers may not be prepared for unexpected expenses when they move into a new home. A home warranty can help bridge this gap and provide financial security.

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