Types of Home Warranties

A comprehensive home warranty covers repairs and replacements for major components, such as plumbing, electrical systems, and appliances.

• Plumbing: includes water heater, pipes, and fixtures
• Cooling Systems: air conditioning, heat pumps, and refrigerators
• Electrical Systems: wiring, outlets, and lighting
• Appliances: major kitchen appliances like refrigerators and dishwashers

Distinguishing Between Home Warranties and Other Services

A home warranty is a written contract that outlines the coverage and compensation for certain repairs or replacements under specific conditions.

• Home warranties are distinct from home insurance, which protects against damage caused by external factors like theft or natural disasters.
• They often require homeowners to pay a deductible or copayment before receiving compensation.
• A home warranty may not cover routine maintenance tasks, such as cleaning or repairs that don't fall under the warranty's scope.