Understanding Your Insurance Options and How to Prepare for Future Disasters

Your home insurance policy may cover flooding damage, but it's essential to understand the specifics of your coverage. Check with your insurance provider to see what is covered and what's not.

• Identify flood-prone areas in your neighborhood and take steps to mitigate risk, such as elevating electrical outlets and installing a sump pump.
• Have a plan in place for evacuating the area if you receive an official alert that a flood warning has been issued.

Preparing Your Home for Future Disasters

While floods can be devastating, being prepared can make all the difference. Consider taking steps such as installing storm shutters, securing outdoor furniture and decorations, and having a flood evacuation kit on hand.

• Know your flood risk and take steps to mitigate it, even if you don't live in a flood zone.
• Clean out your home thoroughly after a flood to remove standing water and prevent damage from mold and mildew.