Following a flood disaster can be overwhelming, but knowing what to do first is vital for new and current homeowners. In this article, we will discuss the key steps you should take after a flooding incident.
- First and foremost, prioritize your safety
- Document everything: Take photos and videos of any damage, including damage to electrical outlets, plumbing, and structural elements.
- Contact your insurance company immediately
- Seek professional help: Hire a reputable flood restoration company to assess the damage and develop a plan for repair or rebuilding.
After you've documented everything and contacted your insurance company, it's time to start thinking about long-term solutions. Consider installing waterproofing membranes on your roof and walls to prevent future flooding.
Common Flood Claims Vs Statutory Recoveries
It's essential to understand the difference between common flood claims and statutory recoveries. Common flood claims refer to damages that are not covered by insurance, while statutory recoveries refer to expenses that are paid out of pocket.
- Common flood claims include damage to personal property, such as furniture and appliances
- Statutory recoveries include expenses like temporary housing, food, and medical bills
In addition to taking care of the immediate aftermath of a flooding disaster, it's also essential to focus on long-term recovery. Consider hiring a flood restoration company to help with repairs and rebuilding.
